Parameter-Efficient Adaptation of a Multi-Stream Vision-Language Framework for Blind Image Quality Assessment

Blind image quality assessment (BIQA) predicts perceived image quality without access to a pristine reference and is fundamental to applications such as image compression, transmission, and restoration. Recent BIQA methods increasingly rely on large vision-language models (VLMs). Although frozen VLMs provide an efficient alternative to computationally expensive full fine-tuning, it remains unclear how much performance is sacrificed by not adapting the backbone and, more importantly, under what conditions such adaptation is truly beneficial. Answering this question, however, is complicated by the widespread use of image-level splitting on synthetic-distortion benchmarks, where distorted versions of the same reference image can appear in both training and test partitions. This content overlap artificially inflates the apparent performance of frozen representations, masking their true generalization ability and potentially leading to incorrect conclusions about the value of backbone adaptation. We therefore address these two issues jointly. We develop an efficient BIQA framework that fuses a natural-scene-statistics descriptor with frozen SigLIP and CLIP-H embeddings through a lightweight regression head, and then apply parameter-efficient Low-Rank Adaptation (LoRA) to the SigLIP backbone, training only $0.23\%$ of its parameters. Evaluating both frozen and adapted models across six datasets under image-level and reference-level protocols, we find that image-level splitting inflates frozen-feature SROCC by up to $0.44$ and masks wide variation in true difficulty, which reference-level evaluation reveals. Under this content-independent protocol, LoRA adaptation recovers performance in proportion to the exposed difficulty, with the largest gains where frozen features generalize poorly (up to $+0.357$ SROCC on TID2013) and little benefit where they are already strong.